Complete PCI-DSS Payment Solution
Flo2Cash payment solutions are designed to encourage merchants to outsource their entire card processing unit. All solutions and products provided and hosted by Flo2Cash are fully PCI-DSS compliant (Level One compliant). This means when you use Flo2Cash's PCI compliant solutions you would automatically become compliant. Flo2Cash does this by securing the storage, processing and transmission of cardholder data (3 key elements of PCI DSS) on your behalf.
The process is simple and does not require much change to your existing business processes.
Some Examples of the PCI DSS Solutions
Where merchants use the Hosted Payment Page, the credit card data are entered or captured in Flo2Cash’s secure payment
page for processing. This enables the merchant to not have to “touch” credit card data in any of their environment while
not compromising the ability of processing and storing credit card data.
Web2Pay has a unique feature of capturing the credit card data and returning the corresponding card Token ID.
Traditional batch processing involves a flat file containing full credit card data being transmitted from
within the merchant’s environments and the payment gateway. This is a very unsecure manner of processing credit card
transactions and leaves traces of the card data in many places within the merchant’s environments.
Merchants are therefore encouraged to use Token IDs to replace the credit card data in this process. This approach not only
secures card data from the merchant’s environments, but also keeps the process changes to the minimum for the merchants.
Token IDs can be obtained and stored by merchants from the Hosted Payment Page (Web2Pay)
The Flo2Cash Merchant Portal is a SaaS (software as a service) payment platform that allows merchants to process and manage
their customers and payments online securely. Once card data is entered, it is processed or stored right away in the Flo2Cash
PCI DSS environment. All card numbers are displayed with the numbers masked (displaying only the first 6 and last 4 digits).
Once processed or stored, there is no need for merchants to extract the full credit card data anymore while still
providing them the ability to manage their customers payments schedule (Recur2Pay) and process refunds.
